Bill me later

They are violating SB94 by collecting up front fees for a Loan Modification and Principal Reductions. They claim to have an Attorney and a Certified HUD counselor in office. The reality of it is that they do not have an attorney or a HUD counselor. The files are not even actually being worked on, and just sit on the desk of the owner or the processor. If you've given this company your money I suggest you request a refund immediately.
It is illegal to collect any fees up front for any tyoe of loan modification, principal reduction, or any type of mortgage loan workout.