Korey Makela is a low down piece of a person. He and his study ratios, what a fool. Well guess what boys and girls he is now pulling off the scam move. He has applied for credit cards and now states it is illegal! Well guess what, you all have a contract from him plus emails and some of us recorded his weekly BS sessions so please save all that information and if he is doing another "service" for free, what a bafoon, hold his feet to the fire and make him follow through, if he makes any excuses we can hold him liable, any cards that were obtained by him were done with an up address that will not match yours. I personally spoke with Capital One, and they log ALL up address when an application goes through their online crm application system. Slyly thief, that fakes concern for his clients, you are on the hook. I would love to see how much money you really spent. The next lie he will bolt on will be the gold platform. Just in case you are trying to guess who I am, I am a female living west of the Mississippi. You need to play things very straight because I personally know two victims that live within 130 miles of your home. Good luck as always and have an amazing month lying into 2012. Please do not teach you kids to be a waste of space such as you have been.